PORTFOLIO
MANAGEMENT
TURN-KEY SOLUTIONS FROM
BUY-HERE-PAY-HERE TO SUPER-PRIME
Whether you are just purchasing a portfolio or already have one on your balance sheet, Center Street can manage your portfolio to ensure performance is within expectations and provide early warning if adverse trends are identified.
The key to CSF’s success stems from three critical components to our services:
IN ITS PORTFOLIO MANAGEMENT CAPCITY, CENTER STREET FINACE:
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Sources portfolios from third party originators
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Prices and negotiates the purchase of such assets
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Performs all collateral diligence - including reviewing 100% of all contract files and recalculating all loan attributes and amortizations
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Transfers servicing to a CSF-managed platform
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Manages the complete servicing of the assets
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Identifies trends and introduces strategies to counter negative trends
UPFRONT DILIGENCE
FILE REVIEW AND ANALYTICS
CSF reviews 100% of each and every loan pool we purchase for our clients. CSF adheres to the strictest standards to minimize any potential compliance issues, obligor disputes and other “friction costs.” CSF has developed internal forecasting models to predict a number of factors, such as effectiveness of deferments, collector effectiveness, remarketing effectiveness, collateral depreciation, prepayment rates, loss frequency and timing curves, delinquency migration, and specific call campaigns or collection strategy changes tailored to each portfolio.
lOAN SERVICING
CSF provides portfolio management services on migration to third-party/backup servicers providing oversight on the initial transition and covering all potential boarding issues, daily and monthly oversight of servicers, setting strategy specifically tailored to each portfolio, state and federal compliance, as well as auditing and monitoring of collection practices, procedures, and policies
IN-DEPTH REPORTING
Custom reporting can be created to fit any client needs, such as daily/monthly management and operational reports. CSF systems interface with most of the widely used loan servicing systems in the industry. CSF produces a 35 + page monthly surveillance report for our clients.
